Decision support for better credit decisions
Every day, your organization is faced with new decisions. Some of them are obvious, others not – especially not when it comes to credit decisions. A process that is resource-intensive and that can extend lead times if not done correctly. Instead of long and drawn-out processes with countless handouts, we offer an opportunity to fully automate your credit decision-making.
Of course, we let your credit policy and regulations form the basis for the decisions – we take care of the rest so that you can increase your sales volume while maintaining a comfortable risk exposure.
Do you have many credit decisions to make and perhaps with lower amounts?
You can save a lot of time by automating some of your credit decisions. If you have a webshop, you can easily integrate our database, so that the consumer receives an immediate answer regarding what payment options are available to them.
For example, you can choose to check that the name and personal identity number match, or check that the address provided is correct. Rules based on the credit amount can also be added, in order to change the approval level for larger credits or to completely avoid credit checks for smaller amounts. In addition, we offer an automated archive that allows you to set up rules for the re-use of credit scores if certain conditions are met.
Do you offer credit or payment plans for your customers?
Then there is a good chance that you as a company need better insight into what the customer’s finances look like – before the important credit decision is made. As a credit information company, we can offer you a tailor-made solution according to your needs. Not too narrow that you opt-out of good customers, not too broad so that you increase your risk of credit loss.