What is a credit report?

A credit report is a summary of your financial position. The credit information is often used as a basis for decisions in connection with applying for credit or loans. Also at other times, such as when you apply for a home or shop online against an invoice, a credit report is used as a basis for the decision. What appears from a credit report is, for example

  • Name and address
  • General information (marital status, population register and historical address)
  • Income (taxed income for the past two years)
  • Property holdings
  • Payment remarks
  • Debt balance with Kronofogden