Valitive’s scoring shows a person’s credit rating with a scale from 0 to 100. The higher the value of the score, the more creditworthy the person is considered to be. The scoring is based on a number of different variables found in Valitive’s credit information database, such as income information, payment remark, debt balance, type of housing, etc. It is the combination of this information that leads to the final score. Some tasks weigh heavier than others. If there is a recent payment remark in combination with a debt balance, having a high income will not improve your score.