At what point do you get a payment remark?

A payment remark is registered with the credit information companies when Kronofogden makes a decision regarding an unpaid debt. A payment order, which must be paid within a certain time, is first sent to the customer. If the debt is paid and registered with Kronofogden before the due date, the debt is not registered as a payment remark. If it is not paid, you will receive a payment remark that is registered in your credit report for 3 years.

The consequences of a payment remark can, among other things, lead to you not being able to:

  • Borrow money from banks and credit unions
  • Buy on installment or invoice
  • Get a lease on a home
  • Get a phone subscription
  • Apply for a credit card