A payment remark is registered with the credit information companies when Kronofogden makes a decision regarding an unpaid debt. A payment order, which must be paid within a certain time, is first sent to the customer. If the debt is paid and registered with Kronofogden before the due date, the debt is not registered as a payment remark. If it is not paid, you will receive a payment remark that is registered in your credit report for 3 years.
The consequences of a payment remark can, among other things, lead to you not being able to:
- Borrow money from banks and credit unions
- Buy on installment or invoice
- Get a lease on a home
- Get a phone subscription
- Apply for a credit card